It’s one thing to say you want to live forever. It’s quite another thing to have the financial means to do so. Americans are living longer than ever these days, with the average life expectancy now 78.6 years, two years higher than it was in 1998. It is not out of the question that you will live to be 100—the number of centenarians has shot up by 66 percent over the past three decades. While you may be thinking that’s great news, you should also be aware that this longer life

Life insurance is often overlooked by people when they're thinking about their financial plans. Why? Life insurance can seem daunting, costly and confusing. It's not the most fun to talk about. But mostly, people don't think they need it. The truth is, they might not. However, there are a lot of cases where life insurance is absolutely necessary. You Have Dependents If you have people that depend on your financial support for their livelihood, investing in life insurance is a