Three Surprises to Watch for While Planning for Retirement

You put money in your 401K. You’re working toward paying off your mortgage before retirement. You think you’re doing everything right to get ready for your golden years. But do you really know the proper way to plan for this critically important period? A new study suggests you may not. Just one in four people passed the American College’s Retirement Income Literacy Quiz, which assesses knowledge of housing issues, Medicaid, budgeting and more. Perhaps more alarmingly, just 18 percent of women passed the test. That suggests a huge gap in understanding of common retirement necessities, which could lead to unpleasant surprises when you hit your 60s. Is your retirement IQ up to par? Here are th

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