Most people carry some form of debt throughout their lives, whether it is incurred through student loans, buying a car or getting a mortgage. Even people who have planned out their estates carefully may forget to account for this debt. They don’t realize that when they die, their debts are not wiped out. So what happens to that debt when you pass away? The answer depends on a number of factors, including: Where you live — Pennsylvania is not a community property state, though 10 other states are The value of your estate The type of debt you accumulate Secured debt, such as loans for homes or cars, becomes the responsibility of the inheritor. But in most cases, your unsecured debt like credit
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