How Does an Annuity Work and Should You Get One?

An annuity is a financial product that can help you save for retirement. Annuities can provide the steady lifetime income you need when you retire, yet many people feel intimidated by the concept and don’t bother to look into getting one. But annuities don’t have to be complicated. In fact, they can be more dependable than some other forms of investing. Take a moment to learn more about annuities and decide if they could help you achieve your financial goals for your retirement. What Is an Annuity? Annuities are sold by insurance companies or financial management firms. There are two parts to an annuity: pay in and pay out. During accumulation, you make payments into the annuity, similar to

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