Most people would rather get a root canal than have a serious talk about life expectancy. We get it; it’s not the easiest of topics to discuss. But when it comes to planning for your retirement, you need to have an honest conversation with yourself about the subject. One of the key factors in planning a comfortable retirement is making sure your money will last long enough. Too often, people fail to think about how many years they will need to provide for during retirement. If you plan for 20 but you live another 30, then you’ll rely solely on Social Security benefits by those final 10 years. That may not be enough to cover your bills. Take a thorough look at calculating your life expectancy
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