A Guide to Spending What You’ve Saved for Retirement

You’ve saved loads of money for your retirement. But do you know how to spend it? You may think that sounds like the easy part — who doesn’t love to spend money? Yet determining how much or how little to spend can be confusing. You don’t want to overspend early in your retirement. You also don’t want to skimp on affordable things that could make this time more enjoyable. Follow these suggestions to find the right balance to help you spend wisely but not irresponsibly. Stages of Retirement First, you should understand the three stages of retirement: Phase one: Right after retirement, you are more likely to spend heavily, taking trips and tackling items on your bucket list. Phase two: Your spe

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