No one likes to think about planning for when they pass. But it’s important to approach estate planning proactively so that your money and other assets go where you want them to; if you wait too long, then you may not have a voice in that plan. To save your heirs the hassle of going through probate, one thing to consider is to perform a transfer on death (TOD) deed. Using this approach can also decrease the amount your beneficiaries pay while simplifying your inheritance. Wha