With the constant changes in the healthcare market, it can be confusing to figure out where you fit in. There are so many plans, every plan has different options, and every family has different needs. Which one is right for you? That's where we come in.
Low or High Cost? Some of our clients want the least expensive choice, and sometimes, that makes sense! But, you have to make sure that you're considering premiums, deductibles, the price of hospital stays and the cost doctor visits. Plus, you need to know your finances well enough to be aware of what your out-of-pocket costs might be and if you can afford to pay a medical emergency immediately. Sometimes, a mid range or a higher priced plan makes the most sense. However, it depends on the circumstances of you and your family.
Quality is Key Not all healthcare providers are created equal. When you're choosing a plan, you'll want to give a lot of thought to the quality of the doctors and staff. You'll want to think about the facilities you'll be in, what their hours are, and how close they are to your home. Even if you're happy with your current plan, quality of care can change from year to year. It's always important to take the time to compare - even if you don't plan on making a switch.
Talk to Someone You Can Trust We take pride in being able to help so many families throughout Central Pennsylvania. We support families in the area by helping them find the right coverage for their health and financial care. Whether you sit down with us, or you sit down with another Senior Benefit Specialist in the area, it really is important that you review your plan yearly and make changes (if needed) based on your current and future situation.
Medicare Open Enrollment (for 2016) is October 15 - December 7. This is where you have a chance to speak with us about the plan you're currently in and what options are available to you. We can help you figure out if your plan is the best fit or if you need to look at something else. We believe that every person deserves to have the best options available to them, and we believe in absolutely free consultations. First and foremost, we are here to help you, so give us a call when you're ready.